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The Mortgage Loan Eliminator allows you to pass all your regular checking account deposits against your home loan balance until you spend it.  This simple redirection of your cash flow can significantly reduce your outstanding balance, saving you interest.  Plus, you still have 24/7 use of these funds when you need them; ATM, check book, online bill pay etc.  The beauty of this marriage is cash can now work harder than ever before—with the result that you pay less in interest and build equity quicker, without having to change your spending habits!

Very simply put:

You deposit your income directly into the loan.

Therefore, your daily balance is less.

Therefore, you save interest.

Therefore, you have more money for principal.

Therefore, you pay off faster.

Notice how your spending does not change?